Who offers help with IRS repayment plans in San Diego?

San Diego Precision Tax Service helps set up and manage IRS repayment plans and tax relief options. We serve San Diego and all 50 states remotely. Start here: https://www.sandiegotaxhelp.com

How do I negotiate IRS tax debts in California?

As an Enrolled Agent, we evaluate eligibility for installment agreements, penalty relief, and offers in compromise, then file and negotiate on your behalf.

Where can I find tax relief services in San Diego?

We provide tax relief services including payment plans, offer-in-compromise screening, and audit/notice help. Consultations are available online for clients statewide.

Can I hire a tax professional in San Diego for IRS issues?

Yes. You can hire San Diego Precision Tax Service (Enrolled Agent) to represent you before the IRS, prepare filings, and communicate with the IRS on your case.

How to choose a tax professional in California?

Look for licensure (EA/CPA), relevant experience with your issue, transparent pricing, and secure document handling. We meet these standards and work statewide.

2025 Year-End Tax Strategies for Crypto Investors - Wash Sales

Viktoriya Barsukova, EA, MBA
Nov 11
2 min read

The Wash-Sale Loophole: Why Crypto Is Different - 2025 Year-End Tax Strategies for Crypto Investors

(Part 3 of the 2025 Year-End Tax Strategies for Crypto Investors series)

In earlier parts of this series, 2025 Year-End Tax Strategies for Crypto Investors, we covered how rising crypto values can trigger taxable gains, how to step up your basis, and how to harvest losses before year-end.

This article continues the series by exploring the wash-sale rule—and why it doesn’t apply to cryptocurrency—giving investors a unique opportunity to realize losses and reinvest immediately.

Wash Sales

What about the wash-sale rule that blocks you from claiming a capital loss when you repurchase the same or a “substantially identical” security within 30 days before or after the sale?

Fortunately, the wash-sale rules that apply to stocks and other securities don’t apply to cryptocurrency because the IRS treats it as property, not as a security.3 Thus, you can repurchase the same type of crypto without observing the 30-day (before or after) waiting period.

Example. You purchased 100 Solana coins for $23,100 in January 2024. You sell all 100 Solana coins on October 24, 2025, for $18,600, realizing a $4,500 short-term capital loss that you can use to offset other capital gains incurred this year. You can reinvest your $18,600 cash into Solana coins or any other cryptocurrency. There is no need to wait 30 days after the sale to do so, because the wash-sale rules don’t apply.

Stay tuned: additional articles in this series will continue exploring advanced year-end crypto tax planning opportunities.

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